Get out of debt
The January credit card bills are looming. Now what? No matter how doggedly we tried cutting back our holiday spending, the unanticipated $50 gift here and there really added up.
This month, we’ll literally be paying for those last-minute purchases, plus the inevitable after-Christmas impulse buys. Here is one way to get back on track and reign in the shopping budget for 2007:
SELL YOUR GIFT CARDS
According to the National Retail Federation, Americans were expected to receive gift cards totaling more than $20 billion for the holidays. But what should you do if you have a $100 gift card to a store you dislike?
Such cards are rarely redeemable at stores for cash. But at www.PlasticJungle.com, you can sell your unwanted gift cards or trade them for gift cards to stores you prefer. (If you’re hurting for cash, it’s wise to use this newfound wealth to pay the bills. Time’s up for any gift card lingering from last Christmas — it’s definitely time to use it, sell it or trade it!
The Detroit News